NMLS: 337919

CA BRE: 01454300

Adjustable Rate Mortgage ("ARM")

An ARM loan is an adjustable rate mortgage loan, with its interest rate having the potential to periodically fluctuate up or down. The borrower is essentially taking a calculated interest rate risk. Though the initial interest rate may be low, the borrower may end up paying more in interest throughout the life of the loan as compared to a fixed interest rate.


How it Works


  • Your initial interest rate remains fixed for a period of time (5, 7 or 10 years). After that, your interest rate is subject to adjustment at predetermined intervals.
  • These adjustments are based on the current interest rate, but adjustment caps limit how much an interest rate can change in a specified time period.
  • Payments may change over the life of your loan
  • Pay off your mortgage without pre-payment penalties


Qualification Requirements


  • Refinance up to 95% of your primary home’s value
  • Buy a home with as little as 5% down (primary home)
  • Loan amounts from $25,000 to $2,000,000


Contact LifeSource Mortgage today and we will help you find the financing program that best fits your needs.


Working with LifeSource Mortgage

  • Exceptional Personalized Service—As a small, independent, family mortgage company, we care about our clients and our reputation. Serving you is our priority.
  • The Best Mortgage Rates—We have the ability to shop interest rates from several lenders. Doing so gives our clients the best rate for their mortgage.
  • Increased Chance of Approval—Combining the service of our knowledgeable loan officers with our access to several lenders gives us the ability to find the lender who will offer the highest probability for your home loan approval!


Give us the opportunity to earn your trust and prove why we're the best in California!



Begin your home loan process today. LifeSource Mortgage advisors are standing by to assist you. Get your personalized rate quote—FREE!


Contact Us

Office: (949) 492-2252

Cell: (949) 274-1907

Email: info@LifeSourceMortgage.com


Orange County Office

1238 Puerta del Sol, Suite 2E

San Clemente, CA 92673


LifeSource Is Your
California Mortgage & Refinance Specialist

Real Estate Broker, California Bureau of Real Estate, License #01869699, NMLS #321759

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